At Security National we deliver five star solutions to all clients and we will organise the best car finance for your individual or business situation. We also take the guesswork out of vehicle finance by helping you select the right loan. We can also advise you on how to best structure your purchase and manage your vehicle in the most tax effective way. With these strategies we can save you thousands.

 

Benefits of a car chattel mortgage

 

Flexible contract terms ranging from 24 to 60 months (two to five years).

A balloon value can be applied to the contract enabling the monthly repayments to be tailored to a budget.

Choice of fixed or variable interest rates.

Availability to claim back GST immediately.

Deposit (either cash or trade-in) may be used.

A tax deduction is available when the vehicle is used for business purposes.

The loan is secured against the vehicle, allowing lower interest rates.

 

Benefits of a car lease

Flexible contract terms ranging from 24 to 60 months (two to five years).

Fixed interest rate.

Fixed monthly lease rentals.

Costs are known in advance.

A residual can be applied to a lease, lowering monthly payments.

Tax deductions are available when the vehicle is used for business purposes.

As the GST contained in the car's purchase price is claimed back by the financier, only the vehicle's price exclusive of GST is financed, lowering monthly payments.

Ability to make advance lease payments for tax deduction or cash-flow purposes.

The lease is secured against the vehicle, allowing lower interest rates.

 

Want to learn more about your options on car loans? Contact Michael Ibbotson at Security National on (03) 9510 5400 or complete our friendly enquiry form and we'll get back to you shortly.